Maximum security with coin4 RECHNUNG & coin4 LASTSCHRIFT

The most critical moment of any order? The selection of the payment method. Because customers today are accustomed to a variety of payment options. Purchase on invoice and SEPA direct debit still belong to the TOP3 payment methods in the German e-commerce market. It’s no wonder, for your customers, they are still the safest payment methods. However, for you as an online retailer, invoice and direct debit are quite risky, as you have to pay in advance and cannot be sure that you will receive your money in the end.

The payment guarantee from abilita protects you as a merchant from potential payment defaults.

And this is how it works:

If the customer unexpectedly does not pay in the end, you will receive the invoice amount paid out by abilita. The outstanding claim is transferred to abilita, which then carries out the collection process.

So you will definitely receive your money – whether directly from the paying customer or from abilita. Your liquidity is secured, and your payment default risk is zero.

In addition, with abilita PAY as a payment service provider, you can also integrate many payment methods like PayPal, giropay, etc. into your online shop and expand your payment portfolio. Because an optimal payment mix ensures full shopping carts, increases customer satisfaction, and improves the conversion rate.

01 SHOPPING

The customer shops in the online store and places their goods in the shopping cart. The checkout process is initiated.

02 PAYMENT

The customer is offered various payment options, including . He can now select his desired payment method.

03 RISK CHECK

A fully automated credit check runs in the background. With positive scoring, the transaction is accepted, and the purchase process is thus completed.

04 MONITORING

Payments go directly to the merchant account and are monitored and assigned by the payment monitoring tool.

05 DUNNING

If the invoice is not paid on time, the customer automatically receives two commercial reminders in the name and via the email address of the merchant (white label).

06 COLLECTION

All unpaid claims after the completion of the commercial dunning process are purchased 100%, and the outstanding invoice amount is transferred to the merchant account.

So here are three reasons for abilita:

1. Top secured by 100% payment guarantee with coin4 INVOICE and coin4 DIRECT DEBIT
2. Fast and easy connection via plugin or API
3. White-label solution and payments directly to your merchant account

And for wein.plus Business Premium Members we have a fourth reason: Through our exclusive framework agreement, you secure special conditions. Because Business Premium Members receive the rates of large customers - regardless of the size of their company. For example, the monthly minimum fee is waived, and the fees for several payment methods via abilita are significantly reduced.

Here you can view the exclusive abilita PAY prices for wein.plus Business Premium Members.

Secure this exclusive advantage now!